{"id":289,"date":"2025-09-21T05:56:40","date_gmt":"2025-09-21T05:56:40","guid":{"rendered":"https:\/\/findanyagent.ae\/blogs\/?p=289"},"modified":"2025-09-22T11:33:51","modified_gmt":"2025-09-22T11:33:51","slug":"best-health-insurance-provider-in-abu-dhabi","status":"publish","type":"post","link":"https:\/\/findanyagent.ae\/blogs\/best-health-insurance-provider-in-abu-dhabi\/","title":{"rendered":"12 Best Health Insurance Provider in Abu Dhabi"},"content":{"rendered":"\t\t
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Here are the 12 <\/span>best health insurance providers in Abu Dhabi<\/b> for 2025, along with their key features, contact numbers, and websites:<\/span><\/p>
Insurance Provider<\/b><\/td>Key Features<\/b><\/td>Contact Number<\/b><\/td>Website<\/b><\/td><\/tr>
Abu Dhabi National Insurance Company (ADNIC)<\/b><\/td>Extensive local network, customizable plans for individuals & corporates, high claim settlement ratio<\/span><\/td>+971-2-644-0400<\/span><\/td>https:\/\/adnic.ae\/<\/span><\/a><\/td><\/tr>
Daman Health<\/b><\/td>Largest health insurer in Abu Dhabi, broad provider network, special packages for chronic diseases, and maternity<\/span><\/td>+971-2-627-7555<\/span><\/td>https:\/\/www.damanhealth.ae<\/span><\/a><\/td><\/tr>
Emirates Insurance Company (EMINSCO)<\/b><\/td>Offers corporate & domestic plans, from basic to VIP, including international coverage<\/span><\/td>+971-2-644-0400<\/span><\/td>http:\/\/eminsco.com\/<\/span><\/td><\/tr>
AXA Gulf (part of GIG Gulf)<\/b><\/td>International coverage except the USA, 24\/7 medical support, flexible expatriate plans<\/span><\/td>+971-4-709-2000<\/span><\/td>https:\/\/www.axa-gulf.com<\/span><\/a><\/td><\/tr>
Al Ain Ahlia Insurance<\/b><\/td>Wide network of hospitals, affordable premiums, plans for individuals & families<\/span><\/td>+971-3-713-1111<\/span><\/td>
<\/span>https:\/\/alaininsurance.com\/live\/<\/span><\/td><\/tr>
Al Dhafra Insurance<\/b><\/td>Offers essential and enhanced plans with dental, maternity, optical coverages<\/span><\/td>+971-2-697-4444<\/span><\/td>https:\/\/www.aldhafrainsurance.ae\/<\/span><\/td><\/tr>
Al Fujairah National Insurance (AFNIC)<\/b><\/td>Flexible plans ideal for small businesses and individuals, easy payment options<\/span><\/td>+971-9-222-6600<\/span><\/td>https:\/\/afnic.ae<\/span><\/a><\/td><\/tr>
Al Wathba National Insurance (AWNIC)<\/b><\/td>Packaged policies with annual health check-ups, wellness programs, app-based services<\/span><\/td>+971-2-444-6789<\/span><\/td>https:\/\/awnic.com\/<\/span><\/td><\/tr>
Dubai Insurance Company (DIC)<\/b><\/td>Comprehensive basic to platinum plans, convenient online claims and renewal<\/span><\/td>+971-4-269-2800<\/span><\/td>https:\/\/dic.ae<\/span><\/a><\/td><\/tr>
MetLife UAE<\/b><\/td>Global life, health, and pet insurance, known for strong international coverage and customer support<\/span><\/td>+971-4-501-9800<\/span><\/td>https:\/\/www.metlife.ae<\/span><\/a><\/td><\/tr>
Cigna Middle East<\/b><\/td>
EAP, wellness programs, and counselling available<\/span><\/td><\/tr><\/tbody><\/table>
\u00a0<\/td><\/tr><\/tbody><\/table><\/td>02 659 406<\/span><\/td>https:\/\/www.cigna-me.com\/<\/span><\/td><\/tr>
Al Buhria Insurance<\/b><\/td>Inpatient, outpatient, lab tests, and medicine<\/span><\/td>02 622 6200<\/span><\/td>https:\/\/albuhaira.com\/<\/span><\/td><\/tr>
\u00a0<\/td>\u00a0<\/td>\u00a0<\/td>\u00a0<\/td><\/tr><\/tbody><\/table>

Looking for the best health insurance provider in Abu Dhabi?\u00a0<\/strong><\/p>

Visit <\/span>Findanyagent.ae<\/span><\/a> to quickly connect with top insurance agents and get personalized advice to find the perfect plan for you and your family.\u00a0<\/span><\/p>

Start securing your health coverage today!<\/span><\/p>

12 Best Health Insurance Providers in Abu Dhabi<\/span><\/h2>

Here are the <\/span>best health insurances in Abu Dhabi<\/b><\/p>

1. Daman Health Insurance<\/span><\/h3>

Establishment Year: <\/b>2005, with operations starting in May 2006.<\/span>
<\/span>Address: <\/b>3 Tunb Al Kubra St – Al Rawdah – W59 01 – Abu Dhabi – United Arab Emirates.<\/span><\/p>

Daman is the largest health insurer in Abu Dhabi and one of the leading insurers in the UAE, <\/span>serving over 3 million <\/b>members with access to 3,000+ hospitals, clinics, and pharmacies.<\/span><\/p>

Plans<\/b>:<\/span><\/p>

Basic Health Insurance Plan<\/b><\/p>

AED 250,000 annual coverage<\/b>, including inpatient, outpatient, emergency, maternity, physiotherapy, ambulance services, with co-payments on diagnostics and inpatient services. The plan covers over 1,250 facilities in Abu Dhabi, Al Ain, and Al Dhafra.<\/span><\/p>

Enhanced Plans (Silver, Gold, Platinum)<\/b><\/p>

  • Silver<\/b>: AED 3 million annual limit, UAE network.<\/span><\/li>
  • Gold<\/b>: AED 10 million annual limit, GCC coverage and worldwide emergencies.<\/span><\/li>
  • Platinum<\/b>: AED 20 million annual limit, worldwide elective treatment with semi-private rooms.<\/span><\/li><\/ul>

    Unique Features: <\/b>Access to specialized Centres of Excellence like Cleveland Clinic Abu Dhabi and Sheikh Khalifa Medical City, digital claims processing via app tied to Emirates ID, and government-backed with financial strength and regulatory compliance.<\/span><\/p>

    2. Abu Dhabi National Insurance Company (ADNIC)<\/span><\/strong><\/h3>

    Establishment Year: <\/b>September 10, 1972<\/span><\/p>

    Address:\u00a0<\/b><\/p>

    • Corporate Headquarters (Abu Dhabi): <\/b>Building No. 403 , P.O. Box: 839, Abu Dhabi<\/span><\/li><\/ul>

      ADNIC (Abu Dhabi National Insurance Company)<\/b> is one of the leading insurance companies in the UAE. They offer many types of health insurance plans to match different needs and budgets.<\/span><\/p>

      Their health insurance comes in four levels <\/span>Platinum, Gold, Silver, and Bronze<\/b>,\u00a0 so you can choose from basic to full coverage, in the UAE or even abroad.<\/span><\/p>

      These plans can cover:<\/span><\/p>

      • Hospital stays and doctor visits<\/span><\/li>
      • Organ transplants<\/span><\/li>
      • Nursing care at home<\/span><\/li>
      • Alternative treatments<\/span><\/li>
      • Optional dental and eye care<\/span>
        <\/span><\/li><\/ul>

        ADNIC also has special health insurance options, such as:<\/span><\/p>

        • Retiree plans<\/b> for older people<\/span><\/li>
        • HALA visitor insurance<\/b> for anyone visiting the UAE<\/span>
          <\/span><\/li><\/ul>

          They work with more than <\/span>3,000 hospitals, clinics, and doctors<\/b> locally and worldwide, making it easy to get care. Customers also benefit from:<\/span><\/p>

          • Fast and easy claim services<\/span>
            <\/span><\/li>
          • Customer support in different languages<\/span>
            <\/span><\/li>
          • Extra help like emergency medical evacuation and global assistance<\/span><\/li><\/ul>

            3. Emirates Insurance Company (EMINSCO)<\/span><\/strong><\/h3>

            Establishment Year<\/b>: 1982.\u00a0<\/span><\/p>

            Address:\u00a0<\/b><\/p>

            • Emirates Insurance Building, Al Zahiya (Tourist Club Area), Abu Dhabi<\/span><\/li><\/ul>

              EMINSCO presents <\/span>Medical Insurance<\/b>, offering different levels of coverage such as <\/span>Basic Plan<\/b> and <\/span>Essential Plan<\/b>
              <\/span><\/p>

              As one of the <\/span>oldest insurers in the UAE<\/b>, EMINSCO (Emirates Insurance Company) has been operating since the early 1980s and is headquartered in Abu Dhabi, with multiple branch offices across the UAE<\/span>
              <\/span><\/p>

              On health insurance specifically, EMINSCO offers:<\/span>
              <\/span><\/p>

              • Basic Plan<\/b>
                <\/b><\/li>
              • Standard Plan<\/b>
                <\/b><\/li>
              • Enhanced Plan<\/b>
                <\/b><\/li>
              • VIP Plan<\/b><\/li><\/ul>

                These are typically made available through partnerships, with one noted partner being NAS (Network Access Services), which helps manage medical benefits and claims<\/span>
                <\/span>They are a publicly listed company on the Abu Dhabi Securities Exchange (ADX) and hold strong credit ratings of <\/span>A-<\/b> from both S&P Global Ratings and AM Best<\/span><\/p>

                4. AXA Gulf,\u00a0 Now GIG Gulf<\/span><\/strong><\/h3>

                Established year<\/b><\/p>

                • The original Gulf Insurance Group (GIG) was <\/span>established in 1962.<\/b>\u00a0<\/span><\/li>
                • November 2020:<\/b> The AXA Group announced an agreement with the Gulf Insurance Group (GIG) to sell its operations in the Gulf.\u00a0<\/span><\/li><\/ul>

                  Address : <\/span>GIG Gulf Headquarters (Dubai):<\/b> Floor 39, Churchill Executive Tower, Business Bay, P.O. Box 5862, Dubai, UAE.<\/span><\/p>

                  AXA Gulf merged with Gulf Insurance Group and rebranded as <\/span>GIG Gulf<\/b> in June 2022. The same services and plans continue under the GIG name.<\/span><\/p>

                  Health Insurance Highlights from GIG Gulf<\/b><\/p>

                  1. Smart Health Plans<\/b>:\u00a0 Flexible coverage designed for expats and residents:<\/span><\/li><\/ol>
                    • Smart Health Global<\/b>
                      <\/b><\/li><\/ul>
                      • Worldwide coverage excluding the USA<\/span>
                        <\/span><\/li>
                      • AED 7.5 million annual limit<\/span>
                        <\/span><\/li>
                      • 10% co-pay on outpatient services<\/span>
                        <\/span><\/li>
                      • Includes dental and maternity benefits<\/span>
                        <\/span><\/li>
                      • Teleconsultation via the GIG Gulf360 app<\/span><\/li><\/ul>
                        • Smart Health Regional<\/b><\/li><\/ul>
                            • Coverage across GCC, parts of the Middle East and Southeast Asia<\/span><\/li>
                            • ED 2.5 million annual limit<\/span>
                              <\/span><\/li>
                            • Similar co-pay and benefits structure<\/span><\/li><\/ul><\/li><\/ul>

                              Common Features Across Plans<\/b>:<\/span><\/p>

                                • Access to <\/span>3,000+ healthcare providers<\/b> in the UAE and a global network<\/span><\/li>
                                • 24\/7 multilingual customer support<\/span><\/li>
                                • Fast online claim reimbursements<\/span><\/li>
                                • Telemedicine access via app<\/span><\/li>
                                • Coverage for inpatient and outpatient care, pre-existing and chronic conditions, cancer support programs<\/span><\/li>
                                • Additional benefits like <\/span>routine dental, maternity care, and wellness support through <\/b>the MYGIG app<\/span><\/li><\/ul><\/li><\/ul>

                                  5. Al Ain Ahlia Insurance<\/strong><\/span><\/h3>

                                  Establishment Year: <\/b>1975\u00a0<\/span><\/p>

                                  Address: <\/b>Al Ain Ahlia Insurance Co Bldg, Airport Road, Abu Dhabi, United Arab Emirates<\/span><\/p>

                                  \u00a0Al Ain Ahlia Insurance Company (AAIC) is one of the oldest and most trusted insurance companies in the UAE. Its head office is in Abu Dhabi, with several branches across the country.<\/span><\/p>

                                  The company is financially strong, with ratings of <\/span>A- from S&P<\/b> and <\/span>A3 from Moody\u2019s<\/b>, showing its stability and reliability. AAIC is also listed on the <\/span>Abu Dhabi Securities Exchange<\/b>.<\/span><\/p>

                                  They provide many types of insurance, including life, motor, marine, engineering, property, and especially health insurance.<\/span><\/p>

                                  Health Insurance Plans at AAIC<\/b><\/p>

                                  Group Medical Insurance (For Businesses)<\/b><\/p>

                                  • Designed for SMEs and large companies.<\/span>
                                    <\/span><\/li>
                                  • Coverage options: Local, Regional, or International.<\/span>
                                    <\/span><\/li>
                                  • Meets UAE law with emergency, inpatient, and outpatient care.<\/span>
                                    <\/span><\/li>
                                  • Optional add-ons: dental, optical, wellness programs, and alternative medicine.<\/span>
                                    <\/span><\/li>
                                  • Works with trusted TPAs for 24\/7 access to hospitals and clinics in the UAE and abroad.<\/span>
                                    <\/span><\/li><\/ul>

                                    Individual Medical Insurance<\/b><\/p>

                                    • Plans are also available for individuals, though fewer details are shared publicly.<\/span>
                                      <\/span><\/li>
                                    • Platforms like Bayzat mention coverage for both individuals and employers, including healthcare workers.<\/span><\/li><\/ul>

                                      6. Al Dhafra Insurance<\/strong><\/span><\/h3>

                                      Establishment Year: 1979<\/b><\/p>

                                      Head Office Address<\/b>: Zayed Second Street, Abu Dhabi, United Arab Emirates<\/span><\/p>

                                      Al Dhafra Insurance Company (ADIC)<\/b> was founded in 1979 and is based in Abu Dhabi. It is one of the well-known insurers in the UAE and is listed on the Abu Dhabi Securities Exchange.<\/span><\/p>

                                      The company provides many types of insurance, including motor, marine, property, engineering, medical, and life insurance.<\/span><\/p>

                                      <\/span>Health Insurance Highlights<\/b><\/span><\/h3>
                                      • Individual Plans<\/b>: Cover doctor visits, hospital stays, lab tests, maternity, and emergency care. Optional add-ons include dental, optical, and wellness services.<\/span>
                                        <\/span><\/li>
                                      • Group\/Corporate Plans<\/b>: Tailored for companies of different sizes. Coverage can be local, regional, or international, and can include dependents.<\/span>
                                        <\/span><\/li>
                                      • Works with Third Party Administrators (TPAs)<\/b> to give <\/span>24\/7 access<\/b> to healthcare providers in the UAE and abroad.<\/span>
                                        <\/span><\/li><\/ul>

                                        7. Al Fujairah National Insurance (AFNIC)<\/strong><\/span><\/h3>

                                        Establishment year: <\/b>1976<\/span><\/p>

                                        Address<\/b>:<\/span>The company’s registered head office is located on Hamad Bin Abdullah Street in Fujairah, UAE,\u00a0 P.O. Box 277, Fujairah, United Arab Emirates.\u00a0<\/span><\/p>

                                        AFNIC is the only insurance company based in Fujairah, with more than 25 branches across the UAE, including Abu Dhabi, Dubai, Sharjah, and Dibba.<\/span><\/p>

                                        They provide a wide range of insurance services for both individuals and businesses, such as motor, medical, travel, and home insurance, along with corporate policies.<\/span><\/p>

                                        The company is known for its financial strength, long experience, and strong customer support.<\/span><\/p>

                                        Medical Insurance Options<\/b><\/p>